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Farm Bureau Health Plans

DentalVision

Enjoy the convenience of dental and vision coverage in one simple plan.

Delta Dental VSP

We've combined dental and vision coverage into one affordable, hassle-free plan. With DentalVision, you’ll enjoy the savings and flexibility of the Delta Dental PPO network, helping you get the most from your benefits while keeping costs down. Plus, VSP’s Choice network connects you with top eye doctors and quality eyewear at low out-of-pocket costs.

Why is dental and vision coverage essential? Learn more here - then sign up to protect yourself and your family today.

People often overlook oral and eye health when choosing a health plan, focusing primarily on general medical expenses. But dental and vision care play a crucial role in overall well-being.

Routine eye exams can detect serious health conditions early, including diabetes, high cholesterol, and hypertension. Similarly, dental checkups can reveal early signs of over 90% of common diseases. Research shows that maintaining good oral health can help prevent or better manage conditions such as:

Diabetes

Periodontal infections can interfere with blood sugar control, making diabetes more difficult to manage.

Heart Disease

Inflammation from gum disease may contribute to coronary artery disease, increasing the risk of heart problems. Good oral health can help lower that risk.

Pregnancy

Studies suggest that mothers with high levels of oral bacteria may pass them on to their children, increasing the risk of tooth decay.

Self-esteem

Healthy teeth and gums contribute to confidence and overall well-being.

Even if you have perfect vision, preventive eye care is essential. More than 83% of Americans spend over two hours a day on digital devices, and 60% experience digital eye strain. For children, uncorrected vision issues can lead to misdiagnosed learning or behavioral disorders.

In fact, three out of four people use some form of vision correction, whether glasses or contact lenses. Even if you have 20/20 vision now, chances are you’ll need corrective lenses in the future. Regular eye exams help assess sharpness of vision, eye coordination, color blindness, and conditions like glaucoma—while also providing early detection for serious health concerns.

When selecting a health plan, don’t forget about dental and vision coverage. Investing in both can support your long-term health—and save you money in the process.

DentalVision Overview

Individual Monthly Premium

$41.75

2-Person Monthly Premium

$78.50

Family (3 or more) Monthly Premium

$131.00

DENTAL BENEFITS
Highlights
  • Administered by Delta Dental of Tennessee utilizing the PPO Standard network.
  • Annual deductible is $50 per person or $150 for family.
  • Graduated coverage based on how long policies are in force:
    • 0-12 months - $500 per person
    • 13-24 months - $1,000 per person
    • 25+ months - $1,500 per person
  • First day coverage for routine exams and cleanings, not subject to the deductible
  • Graduated coverage based on how long policies are in force
VISION BENEFITS
Highlights
  • Eye-care benefits administered by VSP
  • Extensive network of independent optometrists and eyewear providers
  • $15 copay for refractive exams
  • $35 copay for frames (every 2 years), lenses (every year)
  • $150 allowance for contacts per year

DentalVision Highlights

List of Dental's network of providers

YOUR COVERAGE WITH A VSP PROVIDER

WellVision exam

  • Focuses on your eyes and overall wellness
  • KidsCare: Children have two, fully covered WellVision Exams, if needed
  • Every calendar year

Copay: $15

Prescription glasses

Copay: $35

Frame

  • $150 allowance for a wide selection of frames
  • $170 allowance for featured frame brands
  • 20% savings on the amount over your allowance
  • KidsCare: Frames for children are covered every calendar year
  • Every other calendar year

Copay: Included in prescription glasses copay

Lenses

  • Single vision, lined bifocal and lined trifocal lenses
  • Polycarbonate lenses for dependent children
  • KidsCare: Additional lenses for children are fully covered when needed. Minimum prescription change required
  • Every calendar year

Copay: Included in prescription classes copay

Lens enhancements

  • Standard progressive lenses
  • Premium progressive lenses
  • Custom progressive lenses
  • Average savings of 20%-25% on other lens enhancements
  • Every calendar year

Copay: Covered in full

$95 - $105

$150- $175

Contacts
(Instead of glasses)

  • $150 allowance for contacts every calendar year

Copay: No copay

  • Contact lens exam (fitting and evaluation) every calendar year

Copay: Up to $60

YOUR COVERAGE WITH A VSP PROVIDER
Extra Savings

Glasses and sunglasses

  • Extra $20 to spend on featured frame brands. Go to vsp.com/specialoffers for details
  • 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision exam

Retinal screening

  • No more than a $39 copay on routine retinal screening as an enhancement to a WellVision exam

Laser vision correction

  • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities
YOUR COVERAGE WITH AN OUT-OF-NETWORK PROVIDER

Exam up to $45

Frame up to $70

Single vision lenses up to $30

Lined bifocal lenses up to $50

Lined trifocal lenses up to $65

Progressive lenses up to $50

Contacts up to $105

DentalVision guarantees coverage from VSP network providers only. Coverage information is subject to change. In the event of a conflict between this information and Farm Bureau Health Plans’ contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location.

List of VSP's network of eye care providers

Provider Network

FBHP's DentalVision utilizes the Delta Dental PPO and VSP Choice networks. This may not be a complete list of all providers. Once enrolled, you will have access to a complete list.

Schedule of Benefits

This schedule is intended to be used to help you compare coverage benefits and is a summary only.

Enroll today!

Make the right choice for your health; choose Farm Bureau Health Plans.

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For More Information, call

1-877-874-8323