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Farm Bureau Health Plans
Short Term Hero

Short Term Care

Are you a college student? Between jobs? Short term plans help you bridge the gaps in your health care coverage during times of transition.

 

Short Term Coverage Overview

Deductible
Individual

$1,000

per benefit period
Family

$3,000 max (or $1,000 per member)

per benefit period
In-Network Out-of-Pocket Max
Individual

$5,000

per benefit period
Family

$12,500

per benefit period
Out-of-Network Out-of-Pocket Max
Individual

Unlimited

per benefit period
Family

Unlimited

per benefit period
Benefit Period Max
Individual

$250,000

Family

$250,000 per member
In-Network
Individual
Family
Benefit Period Deductible 01

(Unless otherwise indicated, all benefits are subject to the deductible)
$1,000
Up to a maximum of $3,000 per member
Out of Pocket Maximum 02
$5,000
$12,500
Benefit Period Maximum
$250,000
$250,000 per member
Out-of-Network
Individual
Family
Benefit Period Deductible 01

(Unless otherwise indicated, all benefits are subject to the deductible)
$1,000
Up to a maximum of $3,000 per member
Out of Pocket Maximum 02
Unlimited
Unlimited
Benefit Period Maximum
$250,000
$250,000 per member
FOOTNOTES
  1. Deductible per member per benefit period. Benefit periods range from 60 days, 90 days and 180 days.
  1. When the applicable Out-of-Pocket Maximum for in-network provider services is reached, 100% of the Maximum Allowable Charge is payable for other Covered Services received from an in-network provider during the remainder of the benefit period.
Coinsurance
In-Network
Out-of-Network
Coinsurance
Plan Pays 80%
Plan Pays 60%
Teladoc

See Teladoc page for additional details.
No charge
No coverage
Prescription Drug Coverage
  • Generic or Brand | Farm Bureau Health Plans will reimburse 80% of the maximum allowable charge, after CYD.
  • Home Delivery service is also available
  • Broad Formulary
  • Members may use pharmacy of choice for brand name and/or generic prescriptions; specialty drugs are provided through Optum Specialty Pharmacy.

Benefits will not be provided for any pre-existing condition. A pre-existing condition is defined in the contract as "An illness, injury, pregnancy or any other medical condition which existed at any time preceding the effective date of coverage under this contract for which: Medical advice or treatment was recommended by, or received from, a provider of health care services; or symptoms existed which would cause an ordinarily prudent person to seek diagnosis, care or treatment."

You have choices — see how our full coverage plans compare side by side.

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Playing in the field

Peace of Mind for Life’s Unexpected Turns

These days, no one can afford to take the risk of being without protection against high health care costs—not even for a few days. A short term plan can keep you covered no matter your situation.

We use the UHC Choice Plus network

That means if you choose an in-network provider, your costs stay lower thanks to pre-negotiated rates with UnitedHealthcare. If you visit an out-of-network provider, you’ll likely face higher costs and may be responsible for amounts beyond what your plan covers.

Want to make sure you’re getting the most value? Check your provider’s network status before scheduling care.

Have A Farm Bureau Health Plans Rep
Contact You For More Information

Provider Network

Farm Bureau Health Plans utilizes the UHC Choice Plus Network which is UnitedHealthcare's largest provider network in Tennessee.

Schedule of Benefits

This schedule is intended to help you compare coverage benefits and is a summary only.

Visit a Farm Bureau Office

There are 200+ offices throughout Tennessee, so stop by and see us.

For More Information, call

1-877-874-8323