Plan A is ideal for folks who want coverage for many coinsurance payments, yet do not foresee using a lot of health care services. It is a reliable coverage option at a great price – one of the least expensive Medicare Supplement Plans offered.
As long as you make premium payments on time and do not file claims with false or misleading information you'll have the security of our Medicare Supplement.
If you are not 100 percent satisfied with your Farm Bureau Health Plans Medicare Supplement, return the EOC to us within 30 days after you receive it and we will gladly refund any payments you have made (less any benefits provided.)
Part A coinsurance pays coverage for 365 additional days after Medicare benefits end
Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services
First three pints of blood each year
Part A coinsurance
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
First 60 Days |
All but $1600 |
$0 |
$1600Part A deductible |
61st thru 90th day |
All but $400 a day |
$400 a day |
$0 |
91st day and after: -While using 60 lifetime reserve days |
All but $800 a day |
$800 a day |
$0 |
Once lifetime reserve days are used: -Additional 365 days |
$0 |
100% of Medicare eligible expenses |
$0** |
-Beyond additional 365 days |
$0 |
$0 |
All costs |
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
First 20 days |
All approved amounts |
$0 |
$0 |
21st thru 100th day |
All but $200 a day |
$0 |
Up to $200 a day |
101st day and after |
$0 |
$0 |
All costs |
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
First 3 pints |
$0 |
3 pints |
$0 |
Additional amounts |
100% |
$0 |
$0 |
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
You must meet Medicare’s requirements, including a doctor’s certification of terminal illness |
All but very limited copayment/coinsurance for outpatient drugs and inpatient respite care |
Medicare copayment/coinsurance |
$0 |
* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
** NOTICE: When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy's "Core Benefits." During this time the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
First $226 of Medicare Approved Amounts* |
$0 |
$0 |
$226Part B deductible |
Remainder of Medicare Approved Amounts |
Generally 80% |
Generally 20% |
$0 |
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
(ABOVE MEDICARE APPROVED AMOUNTS) |
$0 |
$0 |
All costs |
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
First 3 pints |
$0 |
All costs |
$0 |
Next $226 of Medicare Approved Amounts* |
$0 |
$0 |
$226Part B deductible |
Remainder of Medicare Approved Amounts |
80% |
20% |
$0 |
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
Tests For Diagnostic Services |
100% |
$0 |
$0 |
* Once you have been billed $226 of Medicare approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
MEDICARE PAYS |
PLAN A PAYS |
YOU PAY |
|
Medically necessary skilled care services and medical supplies |
100% |
$0 |
$0 |
Durable Medical EquipmentFirst $226 of Medicare Approved Amounts |
$0 |
$0 |
$226Part B deductible |
Remainder of Medicare Approved Amounts |
80% |
20% |
$0 |
Get affordable Medicare Supplement coverage with Farm Bureau Health Plans.
Relax, we'll help you understand your options.
There are 200+ offices throughout Tennessee, so stop by and see us.