DentalVision

Enjoy the convenience of dental and vision coverage in one simple plan.

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DentalVision Overview

We’ve combined dental and vision coverage into one affordable, hassle-free plan. With DentalVision, you’ll enjoy the savings and flexibility of the Delta Dental PPO network, helping you get the most from your benefits while keeping costs down. Plus, VSP’s Choice network connects you with top eye doctors and quality eyewear at low out-of-pocket costs.

Delta Dental Logo
VSP Vision logo

Individual Monthly Premium

$48.01

2-Person Monthly Premium

$90.28

Family (3 or more) Monthly Premium

$150.65
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Overview

Dental Benefits

  • Administered by Delta Dental of Tennessee utilizing the PPO Standard network.
  • Annual deductible is $50 per person or $150 for family.
  • Full mouth X-rays once in any 36-month period.
  • Topical fluoride application for members under age 19, once in any 12-month interval.
  • Graduated coverage based on how long policies are in force:
  • 0-12 months – $500 per person
  • 13-24 months – $1,000 per person
  • 25+ months – $1,500 per person
  • First day coverage for routine exams and cleanings, not subject to the deductible.
  • Graduated coverage based on how long policies are in force.

Vision Benefits

  • Eye-care benefits administered by VSP
  • Extensive network of independent optometrists and eyewear providers
  • $15 copay for refractive exams
  • $35 copay for frames (every 2 years), lenses (every year)
  • $150 allowance for contacts per year

Dental Benefits

Dental Benefits

0-12 Months

13-24 Months

25+ Months

Maximum benefit per person per year

$500

$1,000

$1,500

Deductible per person per year
  • $50 PPO
  • $150 Non PPO
  • $50 PPO
  • $150 Non PPO
  • $50 PPO
  • $150 Non PPO

Diagnostic & Preventive

0-12 Months

13-24 Months

25+ Months

Exams, Cleanings, X-rays, Fluoride, and Space Maintainers
  • 100% PPO
  • 80% Non PPO
  • 100% PPO
  • 80% Non PPO
  • 100% PPO
  • 80% Non PPO

Covered Services

0-12 Months

13-24 Months

25+ Months
  • Emergency Palliative Treatment – To temporarily relieve pain
  • Sealants
  • Brush Biopsy – To detect oral cancer
  • Minor Restorative Services – Simple Extractions, Filings, Stainless Stell Crowns & Crown Repairs
  • 50% PPO
  • 40% Non PPO
  • 80% PPO
  • 60% Non PPO
  • 80% PPO
  • 60% Non PPO

0-12 Months

13-24 Months

25+ Months
  • Endodontic Services – Root Canals
  • Periodontic Services – To treat Gum Disease
  • Oral Surgery Services – Complex Extractions & Surgical Services
  • Major Restorative Services – Major Crowns, Cast Restorations, Veneers
  • Prosthodontic Services – Fixed Bridges, Partial or Complete Dentures, Bridge Repair
  • Relines & Rebase – To Partial or Complete Dentures
  • Implants
  • Bleaching/Whitening
  • 25% PPO
  • 10% Non PPO
  • 25% PPO
  • 10% Non PPO
  • 50% PPO
  • 40% Non PPO

0-12 Months

13-24 Months

25+ Months
  • Orthodontics (all ages)
  • 0% PPO
  • 0% Non PPO
  • 50% PPO
  • 40% Non PPO
  • 50% PPO
  • 40% Non PPO
  • Orthodontics Lifetime Maximum

N/A

$1,000

$1,000

1Deductible is per person per calendar year up to $150 maximum for Family coverage. Benefits levels are based upon number of months specific member is enrolled in coverage.

2When services are received from a Non-Participating Dentist, the percentages labeled as “Non PPO” indicate the portion of Delta Dental’s PPO Dentist Schedule (or the Non-Participating Dentist Fee) that will be paid for those services. This amount may be less than what the dentist charges or Delta Dental approves and the member will be responsible for that difference.

3List of Dental’s network of providers

Vision Benefits

Coverage With a VSP Provider

WellVision exam

Prescription glasses

Frame
  • Copay: $15
  • Focuses on your eyes and overall wellness
  • KidsCare: Children have two, fully covered WellVision Exams, if needed
  • Every calendar year

Copay: $35
  • Copay: Included in prescription glasses copay
  • $150 allowance for a wide selection of frames
  • $170 allowance for featured frame brands
  • 20% savings on the amount over your allowance
  • KidsCare: Frames for children are covered every calendar year
  • Every other calendar year

Lenses

Lens enhancements

Contacts
  • Copay: Included in prescription classes copay
  • Single vision, lined bifocal and lined trifocal lenses
  • Polycarbonate lenses for dependent children
  • KidsCare: Additional lenses for children are fully covered when needed. Minimum prescription change required
  • Every calendar year
  • Copay: Covered in full
  • $95-$105
  • $150-$175
  • Standard progressive lenses
  • Premium progressive lenses
  • Custom progressive lenses
  • Average savings of 20%-25% on other lens enhancements
  • Every calendar year

Instead of glasses:

  • $150 allowance for contacts every calendar year
  • Copay: No copay
  • Contact lens exam (fitting and evaluation) every calendar year
  • Copay: Up to $60

Extra Savings With VSP Providers

Glasses and sunglasses

Retinal screening

Laser vision correction
  • Extra $20 to spend on featured frame brands. Go to vsp.com/specialoffers for details
  • 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision exam
  • No more than a $39 copay on routine retinal screening as an enhancement to a WellVision exam
  • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities

Out-Of-Network Provider Coverage

Your Coverage With an Out-Of-Network Provider

Exam

up to $45

Frame

up to $70

Single vision lenses

up to $30

Lined bifocal lenses

up to $50

Lined trifocal lenses

up to $65

Progressive lenses

up to $50

Contacts

up to $105

DentalVision guarantees coverage from VSP network providers only. Coverage information is subject to change. In the event of a conflict between this information and Farm Bureau Health Plans’ contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location. List of VSP’s network of eye care providers

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Provider Network

FBHP’s DentalVision utilizes the Delta Dental PPO and VSP Choice networks. This may not be a complete list of all providers. Once enrolled, you will have access to a complete list.

Provider Network

Schedule of Benefits

This schedule is intended to be used to help you compare coverage benefits and is a summary only.

Download Schedule of Benefits

Why is Dental and Vision Coverage Essential?

People often overlook oral and eye health when choosing a health plan, focusing primarily on general medical expenses. But dental and vision care play a crucial role in overall well-being. Routine eye exams can detect serious health conditions early, including diabetes, high cholesterol, and hypertension. Similarly, dental checkups can reveal early signs of over 90% of common diseases. Research shows that maintaining good oral health can help prevent or better manage conditions such as:

  • Diabetes: Periodontal infections can interfere with blood sugar control, making diabetes more difficult to manage.
  • Pregnancy: Studies suggest that mothers with high levels of oral bacteria may pass them on to their children, increasing the risk of tooth decay.
  • Heart Disease: Inflammation from gum disease may contribute to coronary artery disease, increasing the risk of heart problems. Good oral health can help lower that risk.
  • Self-esteem: Healthy teeth and gums contribute to confidence and overall well-being.

Even if you have perfect vision, preventive eye care is essential. More than 83% of Americans spend over two hours a day on digital devices, and 60% experience digital eye strain. For children, uncorrected vision issues can lead to misdiagnosed learning or behavioral disorders.

In fact, three out of four people use some form of vision correction, whether glasses or contact lenses. Even if you have 20/20 vision now, chances are you’ll need corrective lenses in the future. Regular eye exams help assess sharpness of vision, eye coordination, color blindness, and conditions like glaucoma—while also providing early detection for serious health concerns.

When selecting a health plan, don’t forget about dental and vision coverage. Investing in both can support your long-term health—and save you money in the process.

Learn More

Looking for a different plan? No problem!

Find a Farm Bureau Office near you

There are 200+ offices throughout Tennessee, so stop by and see us.

  • DentalVision
    000-000-0000
    Hours: Mon – Fri 8:30AM – 5:00PM

For More Information, call

1-877-874-8323