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Farm Bureau Health Plans

Short Term Care

Short term plans help you bridge the gaps in your health care coverage during times of transition.

These days, no one can afford to take the risk of being without protection against high health care costs—not even for a few days. A short term plan can keep you covered no matter your situation.

Farm Bureau Health Plans uses UnitedHealthcare Choice Plus Network. Please keep in mind that in-network payments are based on negotiated fees. If an out-of-network provider is used, the member's liability will increase significantly.

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Short Term Coverage Overview

Deductible
Individual

$1,000

per benefit period
Family

$3,000 max (or $1,000 per member)

per benefit period
In-Network Out-of-Pocket Max
Individual

$5,000

per benefit period
Family

$12,500

per benefit period
Out-of-Network Out-of-Pocket Max
Individual

Unlimited

per benefit period
Family

Unlimited

per benefit period
Benefit Period Max
Individual

$250,000

Family

$250,000 per member

In-Network
Individual
Family
Benefit Period Deductible 01

(Unless otherwise indicated, all benefits are subject to the deductible)

$1,000
Up to a maximum of $3,000 per member
Out of Pocket Maximum 02
$5,000
$12,500
Benefit Period Maximum
$250,000
$250,000 per member
Out-of-Network
Individual
Family
Benefit Period Deductible 01

(Unless otherwise indicated, all benefits are subject to the deductible)

$1,000
Up to a maximum of $3,000 per member
Out of Pocket Maximum 02
Unlimited
Unlimited
Benefit Period Maximum
$250,000
$250,000 per member
FOOTNOTES
  1. Deductible per member per benefit period. Benefit periods range from 60 days, 90 days and 180 days.
  1. When the applicable Out-of-Pocket Maximum for in-network provider services is reached, 100% of the Maximum Allowable Charge is payable for other Covered Services received from an in-network provider during the remainder of the benefit period.
Coinsurance
In-Network
Out-of-Network
Coinsurance
Plan Pays 80%
Plan Pays 60%
Teladoc

See Teladoc page for additional details.

No charge
No coverage
Prescription Drug Coverage
  • Generic | Farm Bureau Health Plans will reimburse 80% of the maximum allowable charge, after deductible, when purchased at an in-network pharmacy
  • Brand Name | Farm Bureau Health Plans will reimburse 80% of the maximum allowable charge, after deductible, when purchased at an in-network pharmacy
  • Home Delivery service is also available

Benefits will not be provided for any pre-existing condition. A pre-existing condition is defined in the contract as "An illness, injury, pregnancy or any other medical condition which existed at any time preceding the effective date of coverage under this contract for which: Medical advice or treatment was recommended by, or received from, a provider of health care services; or symptoms existed which would cause an ordinarily prudent person to seek diagnosis, care or treatment."

Provider Network

Farm Bureau Health Plans utilizes the UHC Choice Plus Network which is UnitedHealthcare's largest provider network in Tennessee.

Schedule of Benefits

This schedule is intended to help you compare coverage benefits and is a summary only.

Enroll Today!

Make the right choice for your health; choose Farm Bureau Health Plans.

Visit a Farm Bureau Office

There are 195+ offices throughout Tennessee, so stop by and see us.

For More Information, call

1-877-874-8323